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Image Credit: Forbes

Mortgage Rates Today: July 1, 2025 – Rates Move Lower

  • Today's mortgage rates show a 6.59% interest rate on a 30-year fixed mortgage, a 5.55% rate on a 15-year fixed mortgage, and a 6.91% rate on a 30-year jumbo mortgage.
  • The APR on a 30-year fixed-rate mortgage is 6.62%, with a monthly payment of approximately $638 for a $100,000 loan.
  • For a 15-year fixed mortgage at 5.55%, the APR is 5.6% with a monthly payment of $820 for every $100,000 borrowed.
  • Mortgage rates have fluctuated recently, influenced by economic factors, and are unlikely to see significant decreases soon.

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