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Mortgage Rates Today: July 10, 2025 – 30-Year Rates Steady, 15-Year Rates Up

  • Today's average 30-year fixed-rate mortgage stands at 6.69%, up from the previous week, while the average APR on a 15-year fixed mortgage is 5.72%.
  • Refinancing options are available with varying rates, with the 30-year mortgage average APR at 6.72%.
  • Factors influencing mortgage rates include economic conditions, Federal Reserve decisions, and global events.
  • Prospective homeowners are advised to calculate affordability and explore various loan options based on their financial situation.

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