<ul data-eligibleForWebStory="false">Today's average 30-year fixed-rate mortgage stands at 6.69%, up from the previous week, while the average APR on a 15-year fixed mortgage is 5.72%.Refinancing options are available with varying rates, with the 30-year mortgage average APR at 6.72%.Factors influencing mortgage rates include economic conditions, Federal Reserve decisions, and global events.Prospective homeowners are advised to calculate affordability and explore various loan options based on their financial situation.