<ul data-eligibleForWebStory="false"><li>Today, the mortgage rate on a 30-year fixed mortgage rose by 0.32% to 6.65%, while the APR on a 15-year fixed mortgage remained at 5.63%.</li><li>The average APR on a 30-year fixed-rate mortgage is 6.68%, resulting in a monthly cost of approximately $642 for a $100,000 loan amount.</li><li>Experts do not anticipate a significant drop in mortgage rates despite recent fluctuations, influenced by factors like the Federal Reserve's decisions and global events.</li><li>Factors like credit score, debt-to-income ratio, and down payment amount can impact a borrower’s eligibility and the rates they qualify for when applying for a mortgage.</li></ul>

Mortgage Rates Today: July 11, 2025 – Rates Hold Firm

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