<ul data-eligibleForWebStory="true">Today's mortgage rates: 30-year fixed at 6.59%, 15-year fixed at 5.60%, jumbo at 6.92%.APR on 30-year fixed is 6.62%, down from 6.79%. 15-year fixed APR is 5.64%.Rates fluctuate due to economic factors. Experts don't predict significant rate drops soon.Factors like inflation, Fed decisions, and global events impact mortgage rates.