<ul><li>Today's mortgage interest rate is 6.86% for a 30-year fixed mortgage and 5.81% for a 15-year mortgage.</li><li>The average APR on a 30-year fixed-rate mortgage has decreased to 6.89% from the previous week's 6.93%.</li><li>At a 6.86% interest rate, a $100,000 30-year fixed-rate mortgage would cost approximately $656 per month, totaling $136,807 in interest over the loan term.</li><li>Various factors influence mortgage rates, including Federal Reserve decisions, U.S. Treasury bond yields, and global events like the Covid-19 pandemic.</li></ul>

Mortgage Rates Today: June 4, 2025 – 30-Year and 15-Year Rates Hold Firm

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