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Mortgage Rates Today: March 12, 2025 – 30-Year Mortgage Rates Increase, 15-Year Rates Steady

  • Today's average mortgage rate on a 30-year fixed-rate mortgage is 6.63%, up 0.13 percentage point from the previous week.
  • Borrowers may save on interest costs by going with a 15-year fixed mortgage, which has an average APR of 5.69%.
  • Refinance rates are also available for those looking to refinance their existing mortgage.
  • Factors such as credit score, debt-to-income ratio, and loan programs impact mortgage rates.

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