<ul><li>The average mortgage rate on a 30-year fixed mortgage is currently 6.85%, with a 15-year mortgage rate at 5.86% and a 30-year jumbo mortgage rate at 7.52%.</li><li>Today's 30-year mortgage rate is 6.85%, compared to last week's 6.82%, with an APR of 6.88%. A $100,000 30-year mortgage costs about $655 per month in principal and interest, totaling $136,663 in interest over the loan's life.</li><li>The 15-year mortgage rate today is 5.86%, up from 5.79% last week, with an APR of 5.91%. A $100,000 15-year mortgage costs approximately $836 per month in principal and interest, totaling around $50,991 in interest.</li><li>Mortgage rates are influenced by economic factors, with predictions uncertain for dropping rates. Borrowers' ability to afford a house depends on various factors, while different types of loans offer different down payment and credit score requirements.</li></ul>

Mortgage Rates Today: May 19, 2025 – 15-Year and 30-Year Mortgage Rates Remain Fairly Stable

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