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Mortgage Refinance Rates Today: July 10, 2025 – Rates Decline

  • Today's mortgage refinance rates: 30-year fixed at 6.75%, 15-year fixed at 5.68%.
  • Borrowers can expect to pay around $649/month for a 30-year, $100,000 loan.
  • Consider APR, which includes all costs, when assessing loan expenses and refinancing benefits.
  • Expert insights suggest little change in mortgage rates through early 2025.

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