<ul data-eligibleForWebStory="false">Today's mortgage refinance rates: 30-year fixed at 6.75%, 15-year fixed at 5.68%.Borrowers can expect to pay around $649/month for a 30-year, $100,000 loan.Consider APR, which includes all costs, when assessing loan expenses and refinancing benefits.Expert insights suggest little change in mortgage rates through early 2025.