Muthoot Fincorp aims to maintain over 3% Return on Total Assets (RoTA) and 22% Return on Equity (RoE) in FY26, according to its CEO.
The company reported a 40% increase in its FY25 net profit at ₹787 crore and a 46% rise in overall Assets Under Management (AUM) to ₹32,055 crore.
Non-gold loans, accounting for 15% of revenue, are expected to grow to 30% of total revenue over the next three years.
Muthoot Fincorp plans to raise ₹8,000 crore through non-bank debt in the current fiscal year to fund growth and meet capital requirements in the gold loan and digital lending space.