Navi Finserv has securitised $24.5 million in personal loans with Goldman Sachs India.The transaction, structured via pass-through certificates (PTCs), is backed by a pool of unsecured personal loans.This marks Navi Finserv's seventh multinational bank partnership and holds an IND AA (SO) rating from India Ratings.Securitisation allows lenders to free up capital, reduce risks, and provide liquidity for further lending.