<ul><li>Klarna is piloting a card that combines debit and buy now, pay later (BNPL) features, allowing users to switch between payment modes seamlessly.</li><li>The Klarna Card, built on Visa's Flexible Credential, lets users pay with stored cash or activate Klarna's Pay in 4 and pay later plans at Visa-accepting merchants.</li><li>A wider launch in the U.S. and Europe is planned later this year, with over 5 million consumers already on the waitlist for the card.</li><li>Visa's Flexible Credential enables flexibility for consumers to choose between debit, installments, and future rewards on a single card, aligning with Klarna's vision for payment simplicity and transparency.</li></ul>

New Klarna Card Marries BNPL Flexibility to Visa Debit Rails

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