<ul><li>3Jane aims to build the first unsecured credit system tailored for digital assets, providing real-time USDC credit lines without requiring upfront collateral.</li><li>The company's algorithmic credit model operates as a peer-to-pool credit market using smart contracts for automated unsecured lending, based on algorithmic evaluations rather than traditional paperwork.</li><li>3Jane integrates DeFi activity, CEX holdings, bank balances, cash flow, and more to assess borrower risk, aiming to bridge the gap between traditional credit scoring and onchain identity for unsecured lending in Web3.</li><li>Founded by Jacob Chudnovsky, 3Jane's approach seeks to address past issues in crypto credit models, such as weak underwriting and limited legal tools, to fuel a new wave of unsecured lending in the crypto space.</li></ul>

Paradigm Backs 3Jane’s Bold Move Into Crypto Credit

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