<ul><li>The rates for the best personal loans tend to be around 6%, with even better deals available to individuals with good or excellent credit.</li><li>Today's leading rates for personal loans are as follows: Reach Financial Personal Loan: starting at 5.99%*, LightStream Personal Loan: starting at 6.49%**, and American Express Personal Loan: starting at 6.90%***.</li><li>Personal loans are a flexible option for borrowing money, as they can be used for various purposes.</li><li>The best personal loans for bad credit typically come with higher APRs, while loans with no origination fee provide a cost-effective option.</li></ul>

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