<ul data-eligibleForWebStory="false"><li>Comparing a monthly investment of Rs 12,500 over 15 years in PPF and SIPs shows significant differences in outcomes.</li><li>PPF, with its stable and government-backed nature, could yield an estimated maturity amount of around Rs 39.44 lakh at an interest rate of 7.1% per annum.</li><li>On the other hand, investing the same amount in mutual fund SIPs with an assumed average return of 12% per annum could result in an estimated maturity amount of around Rs 63 lakh.</li><li>Investors looking for stable returns and tax benefits may opt for PPF, while those seeking higher returns and are willing to take on more risk might prefer SIPs. A balanced approach could involve investing in both for stability and long-term wealth creation.</li></ul>

PPF Vs SIP Comparison: How Much Rs 12,500 A Month Will Make By Retirement

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