Apple Card's partnership with T-Mobile for three percent Daily Cash back will end in July, reverting to standard two percent when using Apple Pay.Starting July 1, 2025, Apple Card with Apple Pay at T-Mobile will provide only two percent cash back.Apple Card users will only receive the standard two percent cash back when transacting with T-Mobile, including for monthly bills.Apple maintains three percent cash back for Apple Pay purchases from Ace Hardware, Booking.com, Exxon and Mobil gas stations, Nike, Uber, and more.