<ul><li>The proportion of insured deposits to assessable deposits of commercial banks has declined to nearly 42% in fiscal 2024.</li><li>Public, private and foreign banks have witnessed a year-on-year decline in the proportion of insured deposits to assessable deposits.</li><li>Small finance banks, payments banks, regional rural banks and local area banks have seen a rise in the proportion of insured deposits to assessable deposits.</li><li>The deposit insurance coverage limit is Rs 5 lakh per depositor per account, covering 97.7% of deposit accounts.</li></ul>

RBI Report: Share Of Insured Deposits To Assessable Deposits Down To 42% In FY24

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