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Bloomberg Quint

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Image Credit: Bloomberg Quint

RBI's Gold-Lending Guidelines: Harmonisation Of Loan-To-Value Norms; Nothing Disruptive, Says Motilal Oswal

  • RBI has introduced revised gold-lending guidelines to establish a harmonized and uniform regulatory framework.
  • The guidelines aim to address concerns related to prevailing lending practices in the gold lending sector.
  • NBFCs and other banks will have to adhere to the loan-to-value (LTV) cap of 75% throughout the tenor of the loan.
  • Motilal Oswal believes these guidelines will not disrupt the gold lending industry.

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