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Retail Shoppers Pay by Debit Card in Stores but by Credit Online

  • When shopping in stores, retail customers prefer to pay with debit, but eCommerce is a different story.
  • 44% of retail customers paid with debit cards for their most recent in-store purchases, while 28% used credit cards.
  • For online retail purchases, 41% of consumers used credit cards, while 36% used debit cards.
  • Credit cards are preferred for online purchases due to better fraud protection, rewards programs, and deferred payment options.

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