<ul data-eligibleForWebStory="false">Ripple, known for XRP and RLUSD stablecoin, has applied for a U.S. national banking license under federal oversight.If approved, Ripple could hold reserves directly with the Federal Reserve for faster and cheaper crypto payments.This move indicates Ripple's aim to be a regulated player, offering compliance edge, advanced services, and boosting confidence in XRP.The application aligns with the growing integration of crypto with traditional finance, positioning Ripple as a bridge between both worlds.