Ripple proposes a token maturity test for clear SEC regulations.Issuer commitments should make tokens not securities, according to Ripple.Network maturity, not decentralization, should guide crypto regulation.Ripple suggests a framework to determine when digital assets are not securities.The proposal aligns with Commissioner Hester Peirce's 'New Paradigm' speech.The framework aims to clarify rules for cryptocurrencies like XRP.Ripple's Token Maturity Framework focuses on fulfilled promises and lack of suing rights for token holders.Ripple challenges vague SEC terms and emphasizes measurable factors like network status and governance.The proposal aims to prevent regulatory confusion and foster innovation in the crypto sector.Ripple advocates for a clear set of standards for digital assets established by Congress.