Ripple's CTO, David Schwartz, addressed concerns about the existence of an XRP issuer and the decentralization of the coin.Schwartz clarified that XRP has no issuer, and all XRP tokens were created during the launch of the Ripple ledger.He explained that XRPL, the decentralized public blockchain ledger, was not designed for network rivalry but only enables XRP withdrawals.Schwartz urged critics to highlight concerns regarding decentralization and assess measures to prevent potential security risks.