<ul><li>XRP's governance and decentralization are under discussion in the cryptocurrency community.</li><li>Ripple's CTO, David Schwartz, clarified that XRP has no issuer and Ripple only operates one of over 150 validators on the XRP Ledger, making it decentralized.</li><li>Unlike other cryptocurrencies, all 100 billion XRP units were created when the XRP Ledger was launched, making it deflationary.</li><li>Recent data suggests an 83% chance of the approval of an XRP Exchange Traded Fund by SEC, potentially leading to a surge in XRP price to $5.</li></ul>

Ripple CTO Says XRP Is Not Centralized—Here’s the Evidence

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