<ul data-eligibleForWebStory="false"><li>Ripple has applied for a U.S. national banking charter to bring its RLUSD stablecoin under federal oversight.</li><li>The move would allow Ripple to hold reserves directly with the Federal Reserve, improving transparency and settlement speed.</li><li>Ripple's charter bid comes alongside similar moves from Circle, as both aim to meet stricter stablecoin regulations early.</li><li>If approved, Ripple could expand into digital asset custody and cross-border payments under full federal supervision.</li></ul>

Ripple Files for U.S. Banking License for XRP and RLUSD

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