The XRP Ledger has become home to a diverse set of dApps, but its biggest value lies in cross-border transfers.Ripple's solutions, settling in XRP, could revolutionize the slow and expensive cross-border transfer sector.International payments still take up to five business days, resulting in high costs and limited tracking ability.Ripple Payments, powered by XRP, offers real-time payments and eliminates the need for pre-funding, freeing up $27 trillion.