Reports suggest that the SEC may soon settle its dispute with Ripple Labs, which could drive XRP's price from $2.31 to a range of $7 to $13.Analysts project a sky-high target of $333 in the long term, but immediate gains are the focal point.A settlement may resolve a potential $125 million penalty and lift existing sales restrictions, boosting investor confidence.While broader institutional interest is expected, many retail investors are cautious and await confirmed headlines before taking decisive actions.