<ul data-eligibleForWebStory="false">MSME sector shows cracks in credit health with rising delinquencies in low-ticket loans.NBFC small business loans overdue for 90+ days increased to 1.9% from 1.3% a year ago.Overleveraging by borrowers and lending shifts contribute to the alarming trend.MSME lending portfolio at Rs 4.4 lakh crore, expected to touch Rs 5.3 lakh crore.