Enhanced safety features on newer models of bikes and cars can lower insurance premiums.Advanced braking systems like ABS and electronic stability control help prevent accidents and reduce insurance claims.Traction control technology improves stability on slippery surfaces and significantly reduces the risk of accidents.Airbags, especially frontal and curtain airbags, save lives and may result in insurance discounts.Camera and sensor systems assist drivers with safe lane changes, reversing, and parking, reducing accidents and impacting insurance rates.