<ul><li>Not following a budget: Getting a salary can put anyone on cloud nine. Create a monthly budget and stick to it.</li><li>Not planning for retirement: Start investing for a better future with a systematic investment plan.</li><li>Overspending on credit cards: Practice moderate credit card usage and manage debts to avoid financial issues.</li><li>Neglecting tax planning: Plan your tax deductions and liabilities to maximize savings.</li><li>Not buying insurance: Start insurance policies while young and healthy to secure yourself and your family.</li></ul>

Secured Your First Job? Avoid Five Mistakes That Could Ruin Your Financial Planning

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