<ul data-eligibleForWebStory="false">Smaller U.S. banks are facing challenges while larger banks thrive in the current economic climate.During the second quarter, big banks have seen significant growth, while regional lenders lag behind.Regional banks are more affected by tariff-related volatility, hindering their income growth and financial performance.Small and medium-sized businesses are also facing difficulties, with rejection rates by lenders being higher for micro-enterprises.