Stellar Lumens (XLM) is predicted to drop over 20% in April as attention shifts towards Mutuum Finance (MUTM), an emerging DeFi platform.XLM is currently priced at $0.26, while MUTM is gaining significant traction with a price of $0.025.Mutuum Finance's presale is in phase 4 and has raised over $6 million, attracting more than 7700 holders.MUTM's innovative dual-lending model, fully collateralized stablecoin, and growing community make it a high-growth investment.