Average quoted comprehensive insurance premium for EVs in Australia is significantly higher than for hybrid and PHEV vehicles.Tesla Model Y RWD and Model 3 RWD vehicles help drive up the overall average EV insurance premium to $2134.26 annually.Some EVs have lower insurance premiums compared to hybrids and PHEVs, like the BYD Dolphin Essential costing $1425.13 on average.Among the 20 vehicles researched, only five had an average insurance premium of more than $2000, with only the Teslas exceeding $3000.