<ul data-eligibleForWebStory="false">Crypto adoption in emerging markets is hindered by slow, exclusionary payments.Stablecoins offer a lifeline for users in these regions, but access remains limited.Challenges include off-ramping, regulations, and lack of banking infrastructure for integration.Emerging markets may lead in crypto-neobanking development for real-world economic challenges.A full-loop financial system integrating fiat and crypto is crucial for financial access.