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The Rise of API-Driven Payment Rails: Engineering Direct Peer-to-Peer Transfers

  • API-Driven Payment Rails revolutionize money transfers, replacing traditional banking systems with digital networks.
  • They enable fast, secure peer-to-peer transactions through real-time APIs, reducing costs and enhancing user experience.
  • Key aspects include API standardization, real-time settlement, cross-border transfers, and robust security measures.

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