<ul><li>The price of bitcoin surges as speculation and institutional adoption rise, driven by promises of a crypto-friendly White House.</li><li>Despite the excitement, the promised revolution in crypto payments has not been fully realized, highlighting the need for practical utility.</li><li>Financial institutions are quietly building the infrastructure for blockchain's future, with major players like UBS, J.P. Morgan, and Mastercard making significant strides.</li><li>Challenges, such as privacy concerns and lack of consensus, still hinder broader adoption, but progress is seen in specific regions and use cases.</li></ul>

This Week in Web3: Crypto Excitement Now, Real-World Utility Later?

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