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This Week’s Personal Loan Rates: April 17, 2025—Rates Move Down

  • Last week, rates on personal loans decreased.
  • The average interest rate on three-year personal loans dropped from 13.63% to 12.86% from April 7 to April 12.
  • The average interest rate on five-year personal loans decreased from 18.89% to 18.59%.
  • Borrowers with higher credit scores are likely to secure rates significantly lower than the average.

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