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This Week’s Personal Loan Rates: April 29, 2025—Rates Move Higher

  • Last week, personal loan rates increased with the average fixed interest rate on a three-year personal loan rising to 14.33% for well-qualified borrowers.
  • The average rate on five-year personal loans fell slightly from 19.51% to 19.31%.
  • The actual rate received depends on creditworthiness and the lender. Well-qualified borrowers may find rates lower than the average.
  • Personal loan rates fluctuate frequently, and credit score plays a major role in the interest rate offered by lenders.

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