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This Week’s Personal Loan Rates: February 25, 2025—Rates Inch Down Again

  • Last week, rates on personal loans inched down.
  • The average fixed rate on a three-year personal loan was 14.61% for qualified borrowers with a credit score of at least 720.
  • The average rate on a five-year personal loan fell to 19.21% from 19.70%.
  • Personal loan rates fluctuate frequently, and each lender determines and sets different rates.

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