<ul data-eligibleForWebStory="true"><li>Personal loan rates increased last week. The average fixed interest rate on a three-year personal loan for borrowers with a credit score of 720+ rose to 13.87%.</li><li>On Credible.com’s platform, the average rate for a five-year personal loan increased from 19.18% to 19.53%.</li><li>Borrowers with higher credit scores generally receive better rates. Individual rates depend on factors like credit profile and chosen lender.</li><li>Personal loan rates fluctuate frequently, and credit score has a significant impact on the interest rate offered by lenders.</li></ul>

This Week’s Personal Loan Rates: July 1, 2025—Rates Move Higher

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