<ul data-eligibleForWebStory="false"><li>Personal loan rates rose last week, with the average fixed rate on a three-year loan increasing to 14.36% for borrowers with a credit score of at least 720, up from 13.87% the previous week.</li><li>Rates on five-year personal loans also went up, rising to 19.64% from 19.53% the week before.</li><li>Well-qualified borrowers may receive rates below the averages provided, as rates are influenced by credit profiles and chosen loan terms.</li><li>Lenders determine and set personal loan rates, so it's advisable to compare rates and consider your credit score before applying for a personal loan.</li></ul>

This Week’s Personal Loan Rates: July 8, 2025—Rates Rise For Well-Qualified Borrowers

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