<ul data-eligibleForWebStory="true"><li>Personal loan rates dropped last week, offering reasonable rates for qualified applicants.</li><li>From June 2 to June 7, the average fixed rate on a three-year personal loan for borrowers with a credit score of at least 720 was 13.88%.</li><li>The average rate on a five-year personal loan increased to 19.25% from 18.71% during the same period.</li><li>Qualified borrowers may receive lower rates than the average, with rates depending on credit profile and chosen lender.</li><li>Personal loan rates are subject to fluctuations as each lender determines their own rates.</li><li>Credit score plays a significant role in the interest rate offered by lenders for personal loans.</li><li>Higher credit scores generally lead to lower interest rates for borrowers.</li><li>It's advisable to get a personal loan only when necessary and to consider the right lender.</li><li>Various lenders offer personal loans online and in person, providing options for borrowers to choose the best fit.</li></ul>

This Week’s Personal Loan Rates: June 11, 2025—Rates Inch Down Again

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