<ul data-eligibleForWebStory="true"><li>Rates on personal loans decreased last week, with the average interest rate on a three-year personal loan dropping to 13.59%, and on a five-year loan to 18.88%, for well-qualified borrowers.</li><li>Your credit score significantly impacts the interest rate you receive on a personal loan, with higher scores typically leading to lower rates.</li><li>Personal loan rates are subject to change and vary among lenders, with rates not guaranteed until the loan agreement is signed.</li><li>Comparing personal loan rates for different terms and credit scores can help borrowers understand the potential impact on their interest rates.</li><li>It's advisable to only take out a personal loan when necessary, considering factors such as credit profile, financing needs, and lender offerings.</li><li>Personal loans can be obtained from various institutions, and it's essential to choose a lender based on your individual circumstances and requirements.</li></ul>

This Week’s Personal Loan Rates: June 17, 2025—Rates Move Lower

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