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This Week’s Personal Loan Rates: March 18, 2025—Rates Inch Up

  • Rates on personal loans increased last week, but highly qualified borrowers can still find reasonable interest rates.
  • For borrowers with a credit score of at least 720, the average interest rate on a three-year personal loan was 14.13%.
  • The average rate on a five-year personal loan rose to 18.82%.
  • Remember that actual rates depend on creditworthiness and the preferred lender, and rates can vary among lenders.

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