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This Week’s Personal Loan Rates: March 25, 2025—Rates Move Lower Once Again

  • Last week, rates on personal loans decreased, providing an opportunity for qualified borrowers to secure fair interest rates.
  • For borrowers with a credit score of at least 720 who prequalified on Credible.com, the average interest rate on a three-year personal loan was 13.85% from March 17 to March 22.
  • The average rate on a five-year personal loan dropped from 18.82% to 18.05% during the same period.
  • Personal loan rates vary based on credit profile, and borrowers with higher credit scores typically receive rates lower than the average.

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