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This Week’s Personal Loan Rates: March 4, 2025—Rates Move Up

  • Personal loan rates increased last week, but qualified borrowers can still find reasonable interest rates on personal loans.
  • For borrowers with a credit score of at least 720, the average interest rate on a three-year personal loan was 14.83% from February 24 to March 1.
  • The average rate on a five-year personal loan rose to 19.89% from 19.21% last week.
  • However, individual rates vary based on creditworthiness and lender preferences.

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