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Today’s CD Rates: December 13, 2024—Earn 5% And Up

  • Today’s best interest rates on CDs (certificates of deposit) are as high as 5.37%.
  • The longer the term, the harsher the early withdrawal penalty.
  • Three-month CDs currently offer an average rate of 1.31%.
  • Six-month CD offers a blend of high yields, and the highest yield is 5.25%.
  • The highest interest rate available on a one-year CD is 5.37%.
  • The average APY on a one-year CD is 1.90%.
  • Two-year CDs are being offered at interest rates as high as 4.52%.
  • The highest rate on a three-year CD has been 4.65%.
  • On a five-year CD, the highest rate today is 4.25%.
  • The best rate on today’s jumbo CDs is 5.37% for a 6-month term.

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