Today’s best interest rates on CDs (certificates of deposit) are as high as 5.37%.The longer the term, the harsher the early withdrawal penalty.Three-month CDs currently offer an average rate of 1.31%.Six-month CD offers a blend of high yields, and the highest yield is 5.25%.The highest interest rate available on a one-year CD is 5.37%.The average APY on a one-year CD is 1.90%.Two-year CDs are being offered at interest rates as high as 4.52%.The highest rate on a three-year CD has been 4.65%.On a five-year CD, the highest rate today is 4.25%.The best rate on today’s jumbo CDs is 5.37% for a 6-month term.