<ul data-eligibleForWebStory="true"><li>Home equity loans and home equity lines of credit (HELOCs) are ways for homeowners to access the value of their homes.</li><li>HELOCs offer flexible borrowing with a variable-rate second mortgage, while home equity loans provide a fixed-rate lump sum, both using the property as collateral.</li><li>Different loan amounts and terms cater to various financial needs, with options like 5-year, 10-year, 15-year, 20-year, and 30-year terms available.</li><li>Utilizing home equity can help finance projects, investments, debt consolidation, and more, offering homeowners access to wealth accumulated through property ownership.</li></ul>

Today’s HELOC & Home Equity Loan Rates: June 27, 2025

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