<ul><li>Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.</li><li>HELOC rates are tied more closely to banks than are first-mortgage rates, which tend to track the performance of the bond market.</li><li>The Federal Reserve has signaled to investors that it expects to raise interest rates several times in 2022 and beyond.</li><li>Calculating home equity involves subtracting your current mortgage balance from your home's current value to determine the equity available for borrowing.</li></ul>

Today’s HELOC & Home Equity Loan Rates: May 30, 2025

Discover more