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Today’s Mortgage Refinance Rates: July 9, 2025 – Rates Increase

  • Today's rates for mortgage refinancing saw an increase on both 30-year and 15-year fixed loans.
  • Average rates climbed to 6.81% for 30-year fixed refinance and 5.72% for 15-year fixed.
  • Rates for 20-year fixed refinance mortgages rose to 6.65%. Comparison to last week provided.
  • Jumbo mortgage refinance rates also showed an uptick. Expert outlook on future rates shared.

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