<ul><li>Today's highest money market rate is 5.00%, compared to a national average rate of 0.56%.</li><li>Money market accounts (MMAs) are interest-bearing deposit accounts that can be opened at banks or credit unions.</li><li>MMAs offer higher interest rates but often require higher minimum deposits and balances.</li><li>To open an MMA, compare yields, meet minimum requirements, consider fees and features, and submit an application.</li></ul>

Today’s Top Money Market Account Rates For December 12, 2024 — Rates Move Downward

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