<ul data-eligibleForWebStory="false"><li>The current average money market rate is 0.52%, with the highest rate reaching 4.5% as per Curinos.</li><li>Money market accounts (MMAs) are interest-bearing deposit accounts provided by banks and credit unions, functioning similarly to savings accounts, with the added benefit of earning interest.</li><li>MMAs typically offer higher interest rates than regular savings accounts and may provide access to features like debit cards and check-writing capabilities.</li><li>To open a money market account, compare various options for rates, minimum requirements, fees, and features, ensuring you meet the criteria before applying online or at a bank branch.</li></ul>

Today’s Top Money Market Account Rates For July 14, 2025 – Rates Hit 4.5%

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